Card de credit: VISA GOLD -cauta ATM/Bancomat-cauta sucursale
| Denumire Card | VISA GOLD |
 | |
| Banca Emitenta | OTP Bank |
| Destinat pentru : | persoane fizice |
| Poate fi folosit | in tara in strainatate |
| Descriere | Card de credit in lei, pentru persoane fizice, cu utilizare nationala si internationala, pentru retrageri de numerar si tranzactii la comerciantii acceptanti de carduri Visa/Visa Electron. |
| Calculator DAE | |
INFORMATII DE BAZA | |
| Tip Card | Credit |
| Moneda | RON |
| Rata dobanzii | 22% an |
| Perioada de gratie | 55 zile max |
| Tranzactii care benef. de perioada de gratie | tranzactii la comercianti |
| Suma minima datorata lunar | 5%+dobanzi +comisioane |
| Limita maxima de credit | 15.000 EUR(echiv in RON)
functie de scoring |
| Plati pe internet | |
| Limite | |
| Valabilitate card | 2 ani |
| Ofera plati in rate | |
COSTURI EMITERE / INTRETINERE CARD | |
| Deschidere cont card | 0 RON |
| Emitere card | 50 RON |
| Administrare cont card | 120 RON/an |
| Administrare cont card % (lunar) | |
| Inchidere card | - |
| Interogare sold | 0.3 RON/interogare |
COSTURI PENTRU TRANZACTII IN ROMANIA | |
| Tranzactii la comercianti | 0% |
| Retragere numerar ATM / Ghiseu propriu | 1% |
| Retragere numerar ATM / Ghiseu alte banci | 1 %+2.5 RON |
COSTURI PENTRU TRANZACTII IN STRAINATATE | |
| Tranzactii la comercianti | 0% |
| Retragere numerar ATM / Ghiseu | 1 %+10 RON |
| Taxa conversie valutara | - |
COSTURI SI DOBANZI | |
| Dobanzi | -22%/an la creditul utilizat; -50%/an pentru creditul restant(depasire limita). |
| Alte costuri | - 5 RON taxa re-emitere card in regim de urgenta; - 5 RON taxa re-emitere PIN; - 0.3 RON mini-extras cont/card la ATM; - 5 RON taxa schimbare PIN la ATM; - 35 RON taxa blocare card. |
ALTE TAXE SI COSTURI | |
| Expediere extras cont | neprecizat |
| Inlocurie card (+PIN) (distrus, furat, pierdut) | 5 RON |
| Reinnoire card la expirare | 0 RON |
| Alte facilitati | - asigurare internationala de calatorie inclusa, valabila pe intreaga durata de valabilitate a cardului - servicii speciale de eliberare de numerar si inlocuire a cardului în regim de urgenta (in strainatate) |
| Conditii de eligibilitate | |
DOCUMENTE NECESARE | |
| Documente necesare (download aici) | |
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